Last updated: April 16, 2026
By accessing or using LudiPay ("the Service"), operated at ludipay.app, you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you may not access the Service.
LudiPay is a platform that provides virtual Visa and Mastercard cards and crypto-to-fiat conversion services. The Service allows users to manage digital wallets, perform transactions, and access virtual payment cards for online purchases.
To use certain features of the Service, you must register for an account. You agree to provide accurate, current, and complete information during registration and to keep your account information updated. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
You must be at least 18 years old to use the Service. By using LudiPay, you represent and warrant that you meet this age requirement and have the legal capacity to enter into these Terms.
You agree not to use the Service for any unlawful purpose; to engage in fraud, money laundering, or terrorist financing; to violate any applicable laws or regulations; to attempt to gain unauthorized access to the Service or other users' accounts; to interfere with or disrupt the Service infrastructure; or to use the Service to transmit malware or harmful code.
Certain features of the Service may be subject to fees. All applicable fees will be disclosed before you complete a transaction. We reserve the right to modify our fee structure at any time with prior notice to users.
The Service and its original content, features, and functionality are owned by LudiPay and are protected by international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works from any part of the Service without our express written permission.
To the fullest extent permitted by law, LudiPay shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or other intangible losses, resulting from your use of or inability to use the Service.
The Service is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
We reserve the right to suspend or terminate your account at any time, with or without notice, for conduct that we determine violates these Terms or is harmful to other users, us, or third parties. Upon termination, your right to use the Service will immediately cease.
We reserve the right to modify these Terms at any time. We will provide notice of significant changes by posting the updated Terms on this page and updating the "Last updated" date. Your continued use of the Service after changes constitutes acceptance of the revised Terms.
These Terms shall be governed by and construed in accordance with the laws of Argentina, without regard to its conflict of law provisions.
If you have any questions about these Terms of Service, please contact us at decoargen@gmail.com.